Best Personal Finance Software For Mac 2014

Posted By admin On 16.02.22

Identifying the best personal finance software for you based on which platform you use the most (desktop, online, Mac, iPhone, Android, BlackBerry, etc.) can be a daunting undertaking, especially due to the hundreds of budgeting, personal finance, money management, and savings software sectors. MoneyWell Best Personal Finance Software For Mac Users MoneyWell is a must try program for Mac users. There was some great comments and recommendations for MoneyWell. Mac Personal Finance Software Review 2014 Best Mac Accounting. Mac Personal Finance Software Review 2015 Best Mac Accounting. Mac Personal Finance Software Review 2014 Best Mac. The best of free personal finance software is listed below, whether you want to manage money online or on your computer desktop. You may want to check out our picks for free personal tax preparation software. Quicken Personal Finance Software: Quicken offers more flexibility for personal finance software users with a much-improved budget feature, easier loan tracking and a mobile app for iPhone, iPad, and Android. See the section below for more details on using Quicken to replace Microsoft Money.

Quicken is one of three very well-known, widely used and highly successful financial software programs developed by Intuit, Inc. (NASDAQ: INTU). Intuit subsequently sold its personal financial management tool to private equity firm H.I.G. Capital in 2016.

Quicken offers users services from basic checking and savings account management and budgeting, all the way to portfolio analysis and management features such as capital gains tracking. There are Windows-based versions of the program available as well as for Mac that's compatible with Apple's operating system.

Although manufactured for a number of global markets, Quicken remains focused largely on a North American customer base. While Quicken has dominated its niche market since its first released in 1984, there are a number of similar, alternative products available and which are increasingly challenging its dominance.

Intuit itself offers a simpler, more basic alternative to Quicken in, which it acquired in 2009. is Web-based, rather than a standalone software program. It is a free service and only offers basic features such as creating and tracking budgets and financial goals and monitoring one's credit score. offers services similar to those contained in Quicken's most basic 'starter' version. It does not offer significant investment management services. The program is criticized for account synchronization problems and for the fact it does not allow monthly bank reconciliation, because it automatically assumes all downloaded data is correct.

The fact that is a read-only service is both a plus and a minus for the program. A read-only service offers greater Internet security, since even if someone were able to access a user's information, all they could do is see the accounts. They are not able to take any actions such as transferring money out of them. Of course, the con of being a read-only service also limits what the user of the service can do and, therefore, the capabilities and functionality of the service.

Like virtually all similar personal financial management programs, is accessible through almost any Internet-connected device, including personal computers, tablets, and smartphones.

Personal financial software for mac

Personal Capital

Personal Capital represents an attractive and less expensive alternative to Quicken for individuals who prefer a cloud-based program and one that offers extensive investment management tools.

Best Personal Finance Software For Mac 2017

Personal Capital compares closely with a registered investment advisor, with $8 billion in assets under management (AUM).

The basic Personal Capital financial services package, which includes account tracking, budgeting, bill paying, and other basic services, is free. It is referred to as the company's Investment Service and users can have up to $200,000 in investable assets. Personal Capital makes its money primarily from individuals who choose to upgrade to the personal wealth management services the company offers, and for which it starts charging a 0.89% fee for $1 million of assets managed, and ranges to 0.49% for the next $10 million. With the paid wealth management service, clients are assigned a personal financial advisor and receive all the usual services a client expects from a wealth management company, including tax and estate planning, tax-loss harvesting, advice on insurance, educational funds for children and any other necessary services to provide full financial management for clients. Personal Capital's fees are significantly lower than average for full wealth management services.

Just the free personal finance services offered are extensive and competitive with what is offered by Quicken. Included are services such as budgeting, a retirement planner, a 401(k) fee analyzer, and an investment allocation target checker. The budgeting component includes a cash flow tool that allows individuals to input income and spending, and then receive weekly, monthly or annual analyses of their projected cash flows. The retirement planner can be used to map out a retirement plan, and then to monitor how closely the user is adhering to the plan. This free feature allows users to set spending and savings goals, track income events and project the future value of their investment portfolios. The comprehensive features and the flexibility of input variables offered in this free module compare favorably to any comparable service, free or paid. The asset allocation component determines a user's risk tolerance profile and then makes appropriate investment allocation recommendations.

Personal Capital has received good reviews on a number of levels, one being that it offers better account synchronization than most programs of this type. It also receives high marks for customer service, a rare plus for a free financial services software program. Personal Capital offers much more in-depth investment analysis and planning than Quicken. It also offers enhanced security through its use of two-factor authentication.

Personal Capital services are accessible by computer, tablet, or cellphone.


Designed specifically for Apple's operating system, iBank, developed by IGG Software, is touted as a superior alternative to Quicken for Mac users. iBank, which debuted in 2004 aims to serve as a personal or small business financial management program. It offers a myriad of financial services, including bank, credit card, loan, and investment account management. iBank offers detailed income and expense analysis, with continually updated charts. Features not included in Quicken but that come standard with iBank include multicurrency functionality and variable loan amortization. iBank's platform for reviewing all of an individual's financial accounts can be found on one central dashboard: checking, savings, money market, equity and fixed-income investments, retirement accounts, loan accounts, and brokerage accounts.

iBank stands out for the investment performance analysis it offers, tracking buys and sells of stock shares, dividends, and stock options. The program allows for easy production and printing of custom financial reports, and it even allows a user to print new checks when needed.

Best Personal Finance Software For Mac

I'm planning to make the PC-to-Mac switch in the next couple of months and am looking for recommendations for personal finance software for Intel-based Macs. Is Quicken pretty much the only game in town or are there some good comparable choices?
I use MS Money presently, which I know has no Mac counterpart. One thing I really like about Money and Quicken is automatic downloading of new transactions from my bank and credit card companies. I saw iCash listed on the Apple web site but there wasn't too much detail about it. I also searched this forum but didn't see any recent discussions.
Thanks in advance for any recommendations!